Understanding Closing Costs
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Simply Approved Mortgages offers industry-leading 100% commissions, profit-sharing, exclusive high-quality leads, and technology that puts you in control of your clients. Work 100% remotely, access cutting-edge tools, and benefit from comprehensive training and dedicated support. Whether you’re a seasoned loan officer or just starting out, we provide the resources, leads, and compensation to help you maximize your success. Check out our Loan Officer Jobs below.
Industry-Leading Compensation: Benefit from our competitive 100% commission structure, designed to reward your hard work and dedication.
Profit-Sharing Opportunities: Share in the company’s success and enjoy additional income streams through our profit-sharing program.
Exclusive Leads: Access a steady stream of leads, empowering you to focus on what you do best—closing deals.
Cutting-Edge Technology: Utilize our state-of-the-art tools and platforms that streamline the loan process, enhancing both your efficiency and client satisfaction.
Comprehensive Training and Support: Whether you’re a seasoned professional or new to the industry, our robust training programs and dedicated support teams are here to ensure your success.
100% Remote Work Environment: Enjoy the flexibility of working from anywhere, allowing you to balance your professional and personal life effectively.
Joining Simply Approved Mortgages means becoming part of a team that sets the standard in the mortgage industry. We are committed to excellence, innovation, and the professional growth of our team members. Our collaborative culture ensures that you have the support and resources needed to excel in your role.
Please note that we are only licensed in Florida and Colorado currently.
🚀 More Deals, Less Hassle – We automate the hardest parts of the process so you can focus on closing.
💰 Earn What You’re Worth – With some of the highest commissions in the industry, you’ll keep more of your money.
🌍 Expand Your Business – Specializing in investment loans, DSCR, and VA loans, we help you dominate high-profit markets.
📈 Growth-Focused – Whether you’re a seasoned loan officer or new to the industry, our training, tools, and support help you scale FAST.
🛠 Best Tools in the Industry – Work smarter, not harder, with AI-powered CRM & marketing automation
📈 Business Growth & Stability – No hidden fees, no middlemen—just real opportunities for YOU
🚀 Licensed Loan Officers & Mortgage Brokers
🏆 Top Performers Looking for a Competitive Edge
🔑 Aspiring Mortgage Professionals
At Simply Approved Mortgages, we don’t believe in second place. Champions don’t settle, and neither do we. If you’re looking for just another mortgage job, there are plenty of average brokerages out there—but if you want to be the best, work with the best, and WIN, this is where you belong.
We may not have flashy gimmicks, but what we do have is something far more valuable—a proven system that helps loan officers close more deals, earn 100% commission, and build long-term wealth.
We invest where it matters—in elite business development strategies, cutting-edge technology, exclusive leads, and a profit-sharing model that rewards YOU for growing with us.
🚀 If you want to be the best, join us.
🏆 If you’re okay with second place, there are plenty of other places for that.
Simply Approved Mortgages: Where Champions Close Deals. Join Us Today.
💼 Business Purpose Loans & DSCR Financing
🏡 Reverse Mortgages – Untapped Growth Potential
🍁 A Unique Advantage – Canadian Mortgage Brokerage
💰 Profit-Sharing: Earn Beyond Your Commissions
🎓 Client Education Courses = Lead Generation Power
✅ All Major Loan Types:
🚀 If you want to dominate the mortgage industry, work with the most innovative brokerage, and build long-term success—Simply Approved Mortgages is for you.
💰 Flat Fee: $1,250 per month (No percentage commission splits—YOU keep 100% of your earnings!)
📝 1099 Independent Contractor – Full control of your business and earnings
📈 Includes 4 Exclusive, Leads Per Month – No extra charge
🚀Social Media Program – No extra charge
🌐 Personalized Website & Mortgage Calculators – Stand out with a professionally built mortgage site and powerful mortgage calculators.
🤖 CRM with Built-In AI Automation – Automate follow-ups, messaging, & referral partner engagement
📊 Loan Origination System (LOS) – Streamlined processing for faster closings
🧑🏫 Mentorship & Training – Get coaching from top producers & mortgage experts
📑 Dedicated Underwriting Support – No more guessing—get expert guidance on complex files
💰 Flat Fee: $499 per month (No percentage commission splits—YOU keep 100% of your earnings!)
📝 1099 Independent Contractor – Full control of your business and earnings
📈 Social Meida Program – No extra charge
🌐 Personalized Website & Mortgage Calculators – Stand out with a professionally built mortgage site and powerful mortgage calculators.
🤖 CRM with Built-In AI Automation – Automate follow-ups, messaging, & referral partner engagement
📊 Loan Origination System (LOS) – Streamlined processing for faster closings
🧑🏫 Mentorship & Training – Get coaching from top producers & mortgage experts
📑 Dedicated Underwriting Support – No more guessing—get expert guidance on complex files
💰 Flat Fee: $55 per month ( Commission splits Program)
📝 1099 Independent Contractor – Full control of your business and earnings
📈 Social Meida Program – No extra charge
🧑🏫 Mentorship & Training – Get coaching from top producers & mortgage experts
📑 Dedicated Underwriting Support – No more guessing—get expert guidance on complex files
You can select any of the following options at the mentioned costs
A LA Carte
💰 Profit-Sharing Program – Earn residual income based on company performance
📢 Affiliate Marketing Program – Monetize your network with referral bonuses
🖩 Mortgage Calculators for Your Website – Convert more leads with branded mortgage tools
At Simply Approved Mortgages, we set our loan officers up for success by providing exclusive leads each month as part of our compensation plan. But if you want to scale faster and close even more deals, you have the option to purchase additional leads from us at a competitive rate.
✅ $60 Per Lead – No cap, buy as many as you want
✅ Save Time & Money – Leverage our years of marketing experience and data-driven targeting to get high-converting leads
✅ Instant Delivery – Leads are provided in real-time, directly into your CRM so you can engage them immediately
Unlike trying to generate leads on your own, you don’t have to waste money testing ads, filtering bad leads, or figuring out marketing strategies—we’ve already done that for you. All you need to do is follow up and close the deal!
🚀 Want to supercharge your pipeline? Buy more leads today and scale your business faster!
At Simply Approved Mortgages, we do things differently. While most brokerages charge 275 BPS or more, we’ve intentionally set our compensation at just 150 BPS for lender-paid compensation. Why? Because we believe in building a sustainable, client-focused future in the mortgage industry.
✅ Lower Costs = More Deals Closed
✅ A Future-Proof Business Model
✅ Doing Right by Our Clients = More Referrals
✅ You Still Earn 100% Commission
By choosing Simply Approved Mortgages, you’re not just joining another brokerage—you’re becoming part of the future of mortgage lending—one that prioritizes both loan officers and clients, ensuring long-term success for everyone.
📩 Apply today and be part of a smarter, more sustainable mortgage business!
At Simply Approved Mortgages, we don’t believe in second place. Champions don’t settle, and neither do we. If you’re looking for just another mortgage job, there are plenty of average brokerages out there—but if you want to be the best, work with the best, and WIN, this is where you belong.
We may not have flashy gimmicks, but what we do have is something far more valuable—a proven system that helps loan officers close more deals, earn 100% commission, and build long-term wealth.
We invest where it matters—in elite business development strategies, cutting-edge technology, exclusive leads, and a profit-sharing model that rewards YOU for growing with us.
🚀 If you want to be the best, join us.
🏆 If you’re okay with second place, there are plenty of other places for that.
Simply Approved Mortgages: Where Champions Close Deals. Apply Today.
Welcome to a plan designed to empower you as an independent loan officer, while giving you the support and tools needed to grow your business from the ground up.
💰 Flat Fee: Only $55/month
(Gives you access to the core Commission Splits Program)
📝 1099 Independent Contractor
You run your business your way — full control over your time and income
📱 Social Media Program
Boost your online presence with no extra cost
👨🏫 Mentorship & Training
Get coached by top-producing loan officers and mortgage experts
📑 Dedicated Underwriting Support
Receive hands-on help for even the most complex files — no more guessing
Customize your setup with tools to accelerate your business:
Tool | Monthly Cost |
---|---|
Loan Origination System (LOS) | $150/month |
CRM + Business Line (Email/SMS integrated) | $300/month |
Website + Mortgage Calculators | $100/month |
File Type | Compensation |
---|---|
Lender Paid Comp | 130 bps on all files (excluding HELOC & Reverse) |
Borrower Paid Comp | 86% of commissions paid |
HELOCs | 86% of commissions paid |
Reverse Mortgages | 86% of commissions paid |
Per Funded File Fee | $350/file |
✅ Fund $2M+ in a single month
➡️ Your Monthly Business Fee (A La Carte add-ons) will be waived the following month!
This plan is ideal for motivated rookies looking to build a strong foundation with freedom, mentorship, and scalable earning potential.
For Driven, Independent Loan Officers Who Want to Keep 100% of Their Commission
This elite-level plan is designed for serious mortgage professionals ready to scale their business, maximize profits, and take full ownership of their success.
💰 Flat Monthly Fee: $499
No percentage splits. YOU keep 100% of your earnings.
📝 1099 Independent Contractor
Run your business your way—with complete autonomy over how you work and earn.
📱 Social Media Program – Included
Professionally managed tools to boost your brand and attract more clients online.
🌐 Personalized Website + Mortgage Calculators
Make a lasting impression with a custom website and integrated mortgage tools to help clients run real numbers.
🤖 CRM with Built-In AI Automation
Stay ahead with automated client follow-ups, text/email flows, and referral partner engagement—all streamlined through AI.
📊 Loan Origination System (LOS)
Access to a powerful LOS for fast, accurate, and compliant processing.
👨🏫 Mentorship & Training
Learn from industry leaders, stay sharp with real-time coaching, and access proven success systems.
📑 Dedicated Underwriting Support
Get help from underwriting pros on tough files—no more going it alone.
File Type | Compensation |
---|---|
Lender Paid Comp | 150 bps on all files (excluding HELOC & Reverse) |
Borrower Paid Comp | 100% of commissions paid |
HELOCs | 100% of commissions paid |
Reverse Mortgages | 100% of commissions paid |
Per Funded File Fee | $799/file |
Experienced loan officers ready to scale without giving up a cut of their income
Agents ready for serious automation, professional branding, and end-to-end support
High achievers who want control, confidence, and 100% of the commission they earn
Ready to take your mortgage career to the next level?
The Ultimate Package for Elite Mortgage Professionals Ready to Scale Big
If you’re a high-performing loan officer who’s ready to dominate the market with full autonomy, premium tools, and top-tier support—this plan was built for you.
💰 Flat Monthly Fee: $1,250
No commission splits — you keep 100% of your earnings.
📝 1099 Independent Contractor
Full ownership of your business, your brand, and your income.
📈 4 Exclusive, Leads Included Monthly
Delivered directly to you—no extra charge.
🚀 Social Media Marketing Program – Included
Professionally managed campaigns to grow your visibility and attract more clients.
🌐 Personalized Website + Mortgage Calculators
A polished, modern mortgage site with custom tools to engage and convert leads.
🤖 CRM with AI Automation
Automate follow-ups, nurture leads, and streamline communication with built-in AI workflows.
📊 Full Access to Loan Origination System (LOS)
Simplify processing and accelerate closings with industry-leading software.
👨🏫 Mentorship & Training
Learn directly from top producers and mortgage experts to sharpen your skills and scale faster.
📑 Dedicated Underwriting Support
Expert guidance for even the most complex files—so you can close with confidence.
File Type | Compensation |
---|---|
Lender Paid Comp | 150 bps (excluding HELOC & Reverse) |
Borrower Paid Comp | 100% of commissions paid |
HELOCs | 100% of commissions paid |
Reverse Mortgages | 100% of commissions paid |
Per Funded File Fee | $799/file |
Built for serious producers ready to maximize income
Designed to scale your brand with high-quality leads and automation
Ideal for agents looking for premium tools and total independence
Want to lead the market and keep more of what you earn?
This is your blueprint for mortgage domination.
At Simply Approved Mortgages, we believe in creating multiple streams of income for our loan officers. Beyond your commissions, here are additional ways to grow your earnings:
Earn residual income based on the overall performance of the company.
As we grow, so do your returns.
Monetize your network through our referral-based program:
Refer agents, partners, or clients
Get paid bonus income for each successful sign-up or closed deal
Add personalized calculators to your website to:
Convert more leads
Keep clients engaged
Drive more applications through your own digital tools
These programs are designed to reward your hustle, expand your earning potential, and help you build long-term wealth.
Simply Approved Mortgages is currently licensed in Florida (FL) and Colorado (CO), with plans to expand across the entire U.S. by 2026. This is the perfect time to join our team and be part of our nationwide growth strategy.
✅ Be a Founding Loan Officer in New Markets – As we expand into new states, you’ll have the first opportunity to establish yourself and build a strong client base.
✅ Branch Leadership Opportunities – We’re actively looking for top-performing loan officers to help fill branch locations as we grow. If you’re ready to take your mortgage career to the next level, this is your chance!
✅ Exclusive Early Access to Leads in New States – As we open up new markets, our loan officers will get first access to high-intent leads in those regions.
✅ Join a Fast-Growing, Future-Focused Brokerage – Instead of waiting for opportunities, you can be part of building something big—and position yourself as a leader in the mortgage industry.
📩 Apply today and be part of our nationwide expansion! 🚀
✅ Self-Generated Loans: 100% Commissions, this includes if you buy leads through us.
✅ Company-Provided Leads: 50/50 split – we supply leads, so you close more deals.
✅ Profit Sharing: Earn residual income on top of your commissions.
💰 Simply Approved Mortgages rewards top performers with residual income opportunities. The more you produce, the larger your share of the profits – long-term, passive income beyond just commissions.
✅ Yes! We offer leads so you can focus on closing deals.
✅ AI-powered CRM for lead tracking and automation.
✅ Branded marketing materials (email campaigns, social media, landing pages).
✅ Daily coaching on digital marketing, social selling & referral strategies.
✅ All Major Loan Types:
🌎 We are licensed in multiple states! If you’re already licensed, you can start closing deals immediately.
✅ Yes, you must hold an active mortgage license in at least one of the states we operate in. If you’re not licensed yet, we can guide you on how to get started.
✅ Daily live coaching calls
✅ Access to a full training library & workshops
✅ Marketing, lead conversion & sales training
✅ Yes! We have a dedicated team to help with underwriting, processing, and closing so you can focus on selling and growing your pipeline.
✅ Yes! We are 100% remote – work from anywhere you want while closing deals nationwide.
✅ We offer full-time and part-time opportunities! Whether you want to transition into mortgage sales or go all-in, we provide flexibility and support.
At Simply Approved Mortgages, we offer something most other U.S. brokerages can not—a direct pipeline of Canadian clients looking to invest in U.S. real estate.
As the owners of Citadel Mortgages, one of Canada’s leading mortgage brokerages, we have an established network of high-net-worth Canadian investors and homebuyers seeking U.S. financing.
✅ Exclusive Access to International Clients – While other loan officers fight for the same local borrowers, you’ll have direct access to Canadian buyers looking for second homes, vacation properties, and investment real estate in the U.S.
✅ Cross-Border Mortgage Expertise – Many Canadian investors struggle to find U.S. mortgage solutions—but with our specialized knowledge and lending options, you can offer them what other brokers can’t.
✅ More Deals, Less Competition – By working with international clients, you’re tapping into a market that most loan officers overlook.
If you’re ready to expand beyond traditional mortgage lending and work with a global client base, Simply Approved Mortgages is the place to be.
📩 Apply today & start closing international deals!
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record